{"id":28816,"date":"2023-08-26T09:43:18","date_gmt":"2023-08-26T07:43:18","guid":{"rendered":"https:\/\/urbanis-nekretnine.hr\/?p=28816"},"modified":"2023-08-26T09:49:23","modified_gmt":"2023-08-26T07:49:23","slug":"first-time-home-buyer-guide-for-the-croatian-coast","status":"publish","type":"post","link":"https:\/\/urbanis-nekretnine.hr\/hr\/2023\/08\/26\/first-time-home-buyer-guide-for-the-croatian-coast\/","title":{"rendered":"Vodi\u010d za kupnju prve ku\u0107e na hrvatskoj obali!"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"28816\" class=\"elementor elementor-28816\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-50a1ba0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"50a1ba0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92f340f\" data-id=\"92f340f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0f8f781 elementor-widget elementor-widget-text-editor\" data-id=\"0f8f781\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dakle, spremni ste za taj korak, postati vlasnik ku\u0107e. Destinacija \u2013 Hrvatska, odnosno hrvatski dio jadranske obale. \u0160to o\u010dekivati i \u0161to trebate znati?<\/p><p>Ako ste prvi kupac ku\u0107e i tra\u017eite dom na hrvatskoj obali, \u010ditajte dalje. Na\u0161i stru\u010dni agenti donose vam detaljan obilazak vodi\u010da za prve kupce stanova!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4491ae9 elementor-widget elementor-widget-heading\" data-id=\"4491ae9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Home buying tips for Croatian coast &amp; islands<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6ca344 elementor-widget elementor-widget-text-editor\" data-id=\"d6ca344\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Koji su ultimativni savjeti za kupnju ku\u0107e kada je hrvatska obala u pitanju?<\/p><p>Kao \u0161to ve\u0107 znate, Hrvatska je prava ljepotica, poznato je turisti\u010dko odredi\u0161te zbog \u010dega postoji a <strong>velika potra\u017enja za nekretninama na obali<\/strong>.<\/p><p>Postoje razvikane destinacije poput Splita, Hvara, Zadra i Dubrovnika, ali ima i manjih mjesta, <strong>skriveni dragulji obale<\/strong> kao npr <a href=\"https:\/\/tstgroup.hr\/en\/sv-filip-i-jakov\/\">Sv. Filip i Jakov<\/a>, koji se nalazi u Zadarskoj \u017eupaniji.<\/p><p>A tu su i otoci.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04d0d4d elementor-widget elementor-widget-image\" data-id=\"04d0d4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-1024x683.jpg\" class=\"attachment-large size-large wp-image-28818\" alt=\"\" srcset=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-1024x683.jpg 1024w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-300x200.jpg 300w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-768x512.jpg 768w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-18x12.jpg 18w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-900x600.jpg 900w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island-496x331.jpg 496w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/2-living-on-the-croatian-island.jpg 1152w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf68b9d elementor-widget elementor-widget-text-editor\" data-id=\"cf68b9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/solhome.hr\/en\/search-results\/?property_id=&amp;region=&amp;min-price=&amp;max-price=&amp;rooms=&amp;bedrooms=&amp;bathrooms=&amp;garage=&amp;type-extra%5B%5D=Island\"><strong>\u017divjeti na otoku<\/strong><\/a> ima svoju privla\u010dnost, ali i nedostatke. Primjerice, nema mjesta na kojem biste radije bili tijekom vru\u0107ih ljetnih mjeseci nego na jednom od hrvatskih otoka. Kristalno \u010disto more, ve\u010dernji povjetarac koji poma\u017ee boljem snu, pjesma cvr\u010dka.<\/p><p>S druge strane, na pojedinim otocima ljeti zna biti gu\u017eva. Ako volite mirnije okru\u017eenje potra\u017eite manje popularna oto\u010dna mjesta ili neka druga <a href=\"https:\/\/solhome.hr\/en\/property\/house-under-construction-sibenik-croatia-prvic-luka\/\">manje naseljenih otoka<\/a>.<\/p><p>Problem mo\u017ee predstavljati i promet i infrastruktura, posebice u mjesecima izvan sezone. Dobra vijest je da se Turisti\u010dka unija trudi pro\u0161iriti turisti\u010dku sezonu u Hrvatskoj, \u0161to bi trebalo ubla\u017eiti pritisak ljetnih mjeseci.<\/p><p>Krenimo dalje s na\u0161im savjetima za kupnju doma za hrvatsku obalu. Tamo su <a href=\"https:\/\/www.expatincroatia.com\/buying-croatian-property-tips\/\"><strong>nekoliko vrsta nekretnina<\/strong><\/a> u Hrvatskoj kao \u0161to su stanovi, obiteljske ku\u0107e, poljoprivredna zemlji\u0161ta, gra\u0111evinska zemlji\u0161ta.<\/p><p>\u00a0Vas <strong>mo\u017ee kupiti nekretninu u Hrvatskoj \u010dak i kao stranac<\/strong>, ali postoje odre\u0111ena pravila i postupci kojih se morate pridr\u017eavati (<strong>\u010ditati <\/strong><a href=\"https:\/\/solhome.hr\/en\/2023\/05\/24\/real-estate-agent-tips-and-tricks-buying-a-property-in-croatia\/\"><strong>na\u0161 vodi\u010d za kupnju nekretnine u Hrvatskoj kao stranac<\/strong><\/a>). Primjerice, za kupnju nekretnine u Hrvatskoj morate imati OIB \u2013 osobni identifikacijski broj.<\/p><p>Tako\u0111er, vrlo je va\u017eno provjeriti jesu li imovinski \u201cpapiri\u201d u redu. Odnosno \u2013 provjeriti je li vlasni\u0161tvo nad nekretninom jasno i nema li tu nikakvu odgovornost. Na\u0161i agenti rado \u0107e vam pomo\u0107i u tome!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccffa61 elementor-widget elementor-widget-heading\" data-id=\"ccffa61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vodi\u010d za kupnju ku\u0107e po prvi put \u2013 kontrolni popis koji morate napraviti, izravno od stru\u010dnjaka!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8805367 elementor-widget elementor-widget-image\" data-id=\"8805367\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-1024x683.jpg\" class=\"attachment-large size-large wp-image-28819\" alt=\"\" srcset=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-1024x683.jpg 1024w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-300x200.jpg 300w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-768x512.jpg 768w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-18x12.jpg 18w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-900x600.jpg 900w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast-496x331.jpg 496w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/3-croatian-coast.jpg 1152w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-117f0d6 elementor-widget elementor-widget-text-editor\" data-id=\"117f0d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ne postoji mjesto kao \u0161to je dom, a sada \u0107ete imati svoj dom na hrvatskoj obali. Svje\u017ei morski povjetarac, ukusna hrana, puno sun\u010danih dana i brojni otoci koje mo\u017eete posjetiti tijekom vikenda. Nevjerojatno, da!<\/p><p>Prije nego zakora\u010dite u na\u0161 raj (<strong>podsjetite se <\/strong><a href=\"https:\/\/solhome.hr\/en\/2023\/03\/29\/owning-a-home-on-the-croatian-coast-7-reasons-why-you-will-love-it\/\"><strong>za\u0161to je Hrvatska doista nevjerojatna zemlja za posjedovanje ku\u0107e<\/strong><\/a>), trebate prona\u0107i pravu nekretninu za sebe.<\/p><p>Koji su koraci koje morate u\u010diniti za vas kao prvog kupca ku\u0107e u Hrvatskoj?<\/p><p>Donosimo vam <strong>vodi\u010d za prve kupce stanova<\/strong> kreirali na\u0161i iskusni agenti, samo za vas.<\/p><p>Spremni, spremni \u2013 \u010ditajte!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9667ff elementor-widget elementor-widget-heading\" data-id=\"e9667ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lokacija, lokacija, lokacija!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74db82d elementor-widget elementor-widget-text-editor\" data-id=\"74db82d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Prvo \u0161to je prvo \u2013 morate znati u kojoj obalnoj regiji vidite da \u017eivite.<\/p><p>Je li to <strong>sjevernog Jadrana<\/strong> s istarskim poluotokom, blizu Italije i Slovenije?<\/p><p>Je li to <strong>srednji Jadran<\/strong>, s gradovima poput Zadra, poznatog po bo\u017eanstvenom zalasku sunca i Splita, poznatog po Dioklecijanovoj pala\u010di?<\/p><p>Ili vi\u0161e volite <strong>ju\u017eni dio Jadrana<\/strong>, gdje se nalazi slavni grad Dubrovnik i otok Pelje\u0161ac?<\/p><p>Nakon \u0161to se odlu\u010dite za regiju, morate vidjeti u kojem dijelu te regije \u017eelite \u017eivjeti.<\/p><p>\u0160to su vama i va\u0161oj obitelji najva\u017enije? Blizina pla\u017ee, trgovina, restorana, medicinskih ustanova? \u017delite li mir i ti\u0161inu ili mo\u017eda vi\u0161e volite biti u urbanijoj sredini?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef1d7cb elementor-widget elementor-widget-heading\" data-id=\"ef1d7cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Definiranje prora\u010duna je na vrhu popisa za provjeru procesa kupca nekretnina <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e57ee37 elementor-widget elementor-widget-text-editor\" data-id=\"e57ee37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Prije nego krenete u potragu za nekretninama, definirajte svoj bud\u017eet.<\/p><p>Bitno je da znate <strong>kolikim iznosom novca raspola\u017eete<\/strong>. Nakon \u0161to definirate bud\u017eet, pretra\u017eite tr\u017ei\u0161te i vidite \u0161to mo\u017eete dobiti za svoj novac.\u00a0<\/p><p>Ne zaboravite uklju\u010diti sljede\u0107e tro\u0161kove u prora\u010dunski dio va\u0161eg kontrolnog popisa procesa kupnje ku\u0107e:<\/p><ul><li>3% porez na nekretnine<\/li><li>3% + odredba porezne agencije<\/li><li>tro\u0161kovi kupoprodajne karte, javni bilje\u017enik, pravni prevoditelji.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-871f1da elementor-widget elementor-widget-heading\" data-id=\"871f1da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Napravite financijski plan <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0b3af elementor-widget elementor-widget-image\" data-id=\"7e0b3af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-1024x576.jpg\" class=\"attachment-large size-large wp-image-28820\" alt=\"\" srcset=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-1024x576.jpg 1024w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-300x169.jpg 300w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-768x432.jpg 768w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-18x10.jpg 18w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-1066x600.jpg 1066w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan-496x279.jpg 496w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/4-home-buyer-financial-plan.jpg 1365w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43c3745 elementor-widget elementor-widget-text-editor\" data-id=\"43c3745\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To je ono \u0161to smatramo vrlo va\u017enom stavkom u ovom vodi\u010du za kupce koji prvi put kupuju stan.<\/p><p>Bilo da financirate nekretninu iz osobnog fonda ili dobivate kredit, <strong>morate imati \u010dvrstu financijsku konstrukciju<\/strong> prije nego krenete u \u201clov\u201d na nekretnine.<\/p><p>U protivnom, jednostavno mo\u017eete prona\u0107i savr\u0161enu nekretninu i gledati kako nestaje ispred va\u0161ih o\u010diju.<\/p><p>Dobivanje kredita traje, a tr\u017ei\u0161te na hrvatskoj obali je vru\u0107e!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9611f77 elementor-widget elementor-widget-heading\" data-id=\"9611f77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Provjerite dokumentaciju nekretnine <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e267917 elementor-widget elementor-widget-text-editor\" data-id=\"e267917\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ovdje smo mi od koristi! Ako nekretninu kupujete uz pomo\u0107 agencije, mi smo ti koji se moramo pobrinuti da je s vlasni\u0161tvom nekretnine sve u redu.<\/p><p>Izuzetno je va\u017eno biti siguran da nema tereta na nekretnini i da su dokumenti jasni koliko mogu biti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59b7b3e elementor-widget elementor-widget-heading\" data-id=\"59b7b3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pregledajte nekretninu \u2013 savjet za prvu kupnju ku\u0107e koji ne smijete zanemariti <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1662f26 elementor-widget elementor-widget-text-editor\" data-id=\"1662f26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tijekom razgledavanja nekretnine svakako je pregledajte. Provjerite je li sve u redu, ima li problema, nedostataka. Pozvati stru\u010dnjaka uvijek je dobra ideja kada odlu\u010dujete o kupnji svog doma. Ne prepu\u0161tajte ni\u0161ta slu\u010daju \u2013 ovo je ipak mjesto u kojem \u0107ete \u017eivjeti!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aa161f elementor-widget elementor-widget-heading\" data-id=\"4aa161f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pregovorima do\u0111ite do savr\u0161enog doma<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8c88f6 elementor-widget elementor-widget-image\" data-id=\"f8c88f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-1024x683.jpg\" class=\"attachment-large size-large wp-image-28821\" alt=\"\" srcset=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-1024x683.jpg 1024w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-300x200.jpg 300w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-768x512.jpg 768w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-18x12.jpg 18w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-900x600.jpg 900w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation-496x331.jpg 496w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/5-real-estate-negotiation.jpg 1152w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21ffe03 elementor-widget elementor-widget-text-editor\" data-id=\"21ffe03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dobro je imati pregovara\u010dke vje\u0161tine \u2013 one vam mogu znatno olak\u0161ati \u017eivot i posao. Oni tako\u0111er mogu osigurati da dobijete <strong>bolja vrijednost za va\u0161 novac kada (prvi put) kupujete dom<\/strong>.<\/p><p>Kada je kupnja nekretnine u pitanju \u2013 ne bojte se pregovarati oko cijene. U op\u0107oj praksi vrlo je uobi\u010dajeno \u2013 ne\u0161to poput neizgovorenog pravila \u2013 da <strong>prodava\u010d je spreman sniziti cijenu do 5%<\/strong>.<\/p><p>Prije nego zapo\u010dnete pregovore, svakako se pripremite. Pretra\u017eite tr\u017ei\u0161te i saznajte koje su cijene sli\u010dnih nekretnina. Nau\u010dite brojke i pripremite argumente za jo\u0161 bolju ponudu!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc43f1e elementor-widget elementor-widget-heading\" data-id=\"fc43f1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Oni koji prvi put kupuju ku\u0107u moraju razmi\u0161ljati o odr\u017eavanju i sigurnosti <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37060d9 elementor-widget elementor-widget-text-editor\" data-id=\"37060d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ukoliko nekretninu ne\u0107ete koristiti tijekom cijele godine, odr\u017eavanje je ono o \u010demu morate razmi\u0161ljati. Tko \u0107e se brinuti o imovini? Predla\u017eemo da unajmite a <strong>lokalna slu\u017eba za odr\u017eavanje<\/strong>.<\/p><p>Tako\u0111er, vrlo je va\u017eno da <strong>osigurajte svoju imovinu<\/strong>. Kako god gledali, kupnja nekretnine je investicija. I tu investiciju morate za\u0161tititi na bilo koji na\u010din. U na\u0161oj agenciji povezujemo vas s osiguravaju\u0107im dru\u0161tvima koja najbolje odgovaraju va\u0161im potrebama.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-349a8cc elementor-widget elementor-widget-heading\" data-id=\"349a8cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pogre\u0161ke kupaca prve ku\u0107e<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44e8131 elementor-widget elementor-widget-image\" data-id=\"44e8131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-1024x683.jpg\" class=\"attachment-large size-large wp-image-28822\" alt=\"\" srcset=\"https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-1024x683.jpg 1024w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-300x200.jpg 300w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-768x512.jpg 768w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-18x12.jpg 18w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-900x600.jpg 900w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract-496x331.jpg 496w, https:\/\/urbanis-nekretnine.hr\/wp-content\/uploads\/2023\/08\/6-homebuyer-contract.jpg 1152w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9f3a0c elementor-widget elementor-widget-text-editor\" data-id=\"c9f3a0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Na kraju smo razgovarali o tome \u0161to trebate znati i \u010diniti, a sada \u0107emo re\u0107i koju rije\u010d o stvarima koje ne smijete \u010diniti.<\/p><p>Koje su naj\u010de\u0161\u0107e pogre\u0161ke onih koji prvi put kupuju stan?<\/p><p>Prvo, <a href=\"https:\/\/www.rocketmortgage.com\/learn\/first-time-home-buyer-mistakes\">kupuju\u0107i vi\u0161e nego \u0161to si uistinu mo\u017eete priu\u0161titi<\/a>. Mo\u017eda vam banka ka\u017ee da si mo\u017eete priu\u0161titi odre\u0111eni iznos kredita, ali to ne mora zna\u010diti da biste trebali.<\/p><p>Razmislite o svom \u017eivotnom stilu, potrebama i mjese\u010dnoj naknadi. Koliko ste spremni mjese\u010dno potro\u0161iti na otplatu kredita? Odaberite koli\u010dinu koja vam odgovara, a ne onu koju mo\u017eete jednostavno uzeti.<\/p><p>Drugo, anga\u017eiranje pogre\u0161ne agencije za nekretnine. Razmislite o <strong>agenta za nekretnine kojeg \u0107ete unajmiti da vam prona\u0111e dom iz snova<\/strong>. Prva agencija na koju nai\u0111ete ne mora nu\u017eno biti najbolji izbor za vas. \u017delite agenta koji poznaje lokalno tr\u017ei\u0161te i zna kako ispregovarati bolju cijenu za bolju nekretninu.<\/p><p>Nadalje, ne zaboravite <strong>odjavi susjedstvo<\/strong>. Razgovarajte s ljudima, osjetite zajednicu.<\/p><p>Na kraju, nemojte presko\u010diti <strong>inspekcija doma<\/strong>. To \u0107e vam dati ve\u0107i osje\u0107aj sigurnosti i olak\u0161at \u0107e vam odluku.<\/p><p>I to je to ljudi, na temu kupaca prve ku\u0107e na hrvatskoj obali, barem za sada. Ako ste u potrazi za nekretninom na Jadranu, <a href=\"https:\/\/solhome.hr\/en\/contact\/\"><strong>Kontaktirajte nas<\/strong><\/a>. Postoji velika \u0161ansa da \u0107emo vam mo\u0107i pomo\u0107i!<\/p><p><strong><em>Fotografija: Pexels, Unsplash. <\/em><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Dakle, spremni ste za taj korak, postati vlasnik ku\u0107e. Destinacija \u2013 Hrvatska, odnosno hrvatski dio jadranske obale. \u0160to o\u010dekivati i \u0161to trebate znati? Ako ste prvi kupac ku\u0107e i tra\u017eite dom na hrvatskoj obali, \u010ditajte dalje. Na\u0161i stru\u010dni agenti donose [\u2026]<\/p>","protected":false},"author":1,"featured_media":28817,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-28816","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>First time home buyer guide for the Croatian Coast! - Urbanis Nekretnine<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/urbanis-nekretnine.hr\/hr\/2023\/08\/26\/first-time-home-buyer-guide-for-the-croatian-coast\/\" \/>\n<meta property=\"og:locale\" content=\"hr_HR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First time home buyer guide for the Croatian Coast! - Urbanis Nekretnine\" \/>\n<meta property=\"og:description\" content=\"So, you are ready to take that step, become a home owner. 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